Get your Motorhome Insurance from NiS Las Vegas to make your decision making process as simple as possible. Find out the coverage and discounts we offer.
RV Standard Coverage
Comprehensive
This coverage will cover your motorhome for events beyond your control: theft, vandalism, fire, glass breakage, and weather-related incidents.
Collision
This coverage will repair or replace your motorhome if damaged in an accident with an object or another vehicle, regardless of fault. A deductible will apply.
Liability
This coverage will pay for any damages and/or injuries you cause.
Uninsured/Underinsured Motorist
If you’re hit by a motorist with no insurance or not enough insurance, this coverage can help pay for your injuries, damages to your motorhome, and lost wages if you can’t work.
Medical Payments
If you’re in an accident, regardless of who is at fault, this coverage will pay for you and your passengers medical bills.
Additional Coverage
Roadside Assistance
If your motorhome is damaged or disabled, roadside assistance will tow you to the nearest qualified repair facility at no additional cost.
Trip Interruption
Bundled with roadside assistance, trip interruption will help pay for food and/or lodging expenses if you’re stranded away from home.
Total Loss Replacement
If your motorhome is totaled in an accident, this coverage will pay for a brand new one. A deductible will apply.
Replacement Cost/ Personal Effects
This coverage helps pay for the cost of personal items in your motorhome if the item is incapable of being repaired; such as camera equipment, sunglasses, phones, etc.
Vacation Liability
This coverage provides liability coverage up to a specified limit if someone is hurt in or around your motorhome while you’re on vacation.
Full Timer’s Liability
Full timer’s liability is meant for those who use their motorhome as a permanent residence. You’re covered up to a specified limit if you’re liable for injuries in and around your motorhome.
Emergency Expense Coverage
This coverage provides cash for transportation and hotel cost plus meals if you’re on vacation and your motorhome is disabled.
Pet Injury Coverage
If your dog or cat is injured in an accident while riding in your motorhome, this coverage will help pay for their vet bills.
RV Insurance Discounts
Multi-Policy
Save more money on your motorhome insurance if your home, car, boat, or motorcycle is insured with the same insurance provider.
Quote in Advance
Quote at least one day before your actual policy starts, and you’ll get a discount.
Original Owner
Be the original owner or a motorhome or travel trailer and collect a discount.
Pay in Full
Just pay your policy in full (all at once), and earn a discount.
Responsible Driver
If you’ve had no accidents or insurance claims within a specified period of time, you will qualify for a responsible drivers discount.
Prompt Payment
Save money by making payments on time.
Claim Free Renewal
If you have no claims in the duration of your policy, you will receive a discount when your policy renews.
Homeowners
Own a home, condo, townhouse, or duplex? You’ll receive a discount for being a homeowner.
Paperless
Choose to receive your insurance documents via email and earn a discount.