A general liability insurance policy is just one part of contractor insurance. You will want to consider getting other types of small business insurance to have a complete coverage.
Some types of coverage you can get include are:
Commercial Property
To help protect the owned or rented building and equipment you use to operate. This includes your:
- Computers
- Tablets
- Tools
- Power equipment
- Heavy equipment
Business Income
To help cover lost income if you can’t operate because of covered property damage.
Data breach insurance to help you respond to a breach if personally identifiable information gets lost or stolen. Some insurers call this coverage cyber insurance.
To help your employees if they have a work-related injury or illness.
This coverage can help pay for an employee’s medical expenses. It gives them benefits to help recover and return to work.