Construction Insurance requires a deep understanding of the industry and we know that protecting your business from risk is of utmost importance.
Nevada Insurance Solutions has years of experience working with construction insurance coverages for companies, from local general contractors to national entities. We want to ensure that you have the proper coverage working as a contractor which is why we quote you with A+ rated companies only. We quote small business contractors, as well as general contractors at an affordable price tailored to your requirements.
No matter the size, your business can benefit from our experience in addressing key areas of risk and the solutions to keep your workplace safe, including construction ergonomics, crane, scaffold, excavation safety and more. Our risk control consultants and property risk engineers also work to help lower your total cost of risk. Our industry specialization spans beyond risk control. We have dedicated industry carriers for larger, more complex risks who focus exclusively on construction.
We work with a variety of businesses, including:
- General building contractors
- Heavy construction contractors
- Specialty trade contractors
What Type of Insurance may I need as a General Contractor?
- General Liability (Specified for Bodily Injury and Property Damage Claims)
- Commercial Property (Buildings, Inventory, Office Content)
- Inland Marine (Tools, Equipment, Course of Construction, Installation Floater)
- Workers Compensation (An Employee is Injured)
- Commercial Automobile (Multiple Vehicles-One Policy)
- Commercial Umbrella (Excess Liability Limits)
- License and Permit Bonds
- Performance Bonds
As a general contractor, you are the one most responsible for the day-to-day management of a construction site. Since it is your responsibility to manage the job site, it is also your responsibility to make sure you are properly insured. We offer contractors insurance for most construction trades:
- General contractors (including up to 100% sub-contracted work)
- Appliance installation, service, and repair
- Cabinet maker and installation
- Carpentry
- Carpet and flooring installation
- Concrete work
- Door & window installation
- Drywall contractor
- Electrical work
- Fence installation
- Fire sprinklers & suppression
- Glazier
- Handyman services
- Home furnishings
- Heating, ventilation & cooling (HVAC)
- Landscaping
- Masonry work
- Painting
- Paving and asphalt work
- Plumbing
- Sheet metal work
- Steel & ironwork (structural and ornamental)
Policy/ Bond Required by Law:
- Workers Compensation
- Auto Liability
- License or Permit Bond
Policy Required by the Builder’s Lending Institution:
- Builders’ Risk/ Course of Construction
- General Liability
- Workers Compensation
- Property Coverage
Policy/ Bond Required Under Contract by the Project Owner:
- Workers Compensation
- General Liability
- Business Auto
- Builders’ Risk
- Performance Bonds & Bids
Resources
Owners and Contractors Protective Liability
Construction Contractor Strategies