A general liability insurance policy is just one part of contractor insurance. You will want to consider getting other types of small business insurance to have a complete coverage. Some types of coverage you can get include are: Commercial Property To help protect the owned or rented building and equipment you use to operate. This includes your: Computers…
Every business is unique, reason why general liability insurance vary. Insurance companies look at different factors when determining the final costs. This can include: Type of business: Contracting businesses may face more risk compared to other businesses. So, your rate may be higher. Experience: This can affect your general liability insurance cost depending on how long you’ve been in operation. Number of…
An accident at a construction site could spell disaster for your small business. Business insurance for contractors helps cover expenses related to worksite injuries, stolen equipment, and other risks you face every day. Find the right coverage NIS helps general contractors find construction insurance that matches your unique risks. Get free expert advice and peace of mind knowing you…
Insurance for contractors and construction businesses helps protect your business from claims made from any service provided to your clients. Without general liability insurance, business owners would have to pay out of pocket for certain liability claims. Contractors face unique risks, whether you are meeting with clients in a store or working on a client’s home,…
Give us 5! We give you 5 questions, you give us 5 answers. It is that simple to receive an EPLI free quote! All we need are answers to the below: What is the insured company name? What is the insured physical address (including zip)? What is the employee count? (broken down by full time, part time,…
A variety of laws are in place to protect the rights of people you hire or are considering hiring. While employment practices liability insurance is a smart investment for many companies, it’s important to understand and carefully follow these laws: Title VII of the Civil Rights Act of 1964, which prohibits discrimination on the basis of race,…
The cost of insuring your business depends on a variety of factors, such as: The number of people you employ Whether you’ve had prior suits lodged against your company The percentage of employee turnover Whether you have established rules and practices in place. Depending on the size of your company, EPLI can be offered as an endorsement…
Employment Practices Liability Insurance (EPLI) It includes coverage for defense costs and damages related to various employment-related claims including allegations of: Wrongful Termination Discrimination Workplace Harassment Retaliation If you think an employment practices claim will never be made against your business…think again. Employment related claims impacts organizations of every size, in every industry and can…
Cybersecurity breaches have been on the rise, and it’s expected that by 2023, they’ll have grown to 15.4 million. In addition to implementing strict cybersecurity policies, you also have to take proactive measures to reduce your cybersecurity risks. Learn More How can you reduce cybersecurity risk for your business? Here are 10 practical strategies that you should implement:…
Cyber liability insurance covers the damage that your business suffers because of a cyber security breach. These costs include things like: – Investigative services – Data recovery: Costs of recovering your data following a breach– Identity recovery: Costs and services needed to get control of your identity information following identity theft. Cyber liability insurance also covers damage impacting…